Health & Dental Plans that can be tailored to meet your own individual needs.
If you don’t have access to an employee benefits plan, there are 2 types of Individual Health & Dental Plans that can be tailored to meet your own individual needs. They are Traditional Plans and Conversion Plans. Most plans will include, but not limited to, the following benefits:
- Semi-Private or Private Hospital Room Coverage
- Prescription Drug Coverage
- Alternative Therapies
- Emergency Medical Travel Coverage
- Vision Care, including eye exams, glasses and lenses
- Dental Care
- and more…
With more than 30 different types of plans, available from several different Insurance Companies, we can help identify the plan that suits your needs. These plans offer the most comprehensive coverage, but require a medical questionnaire in order to be eligible.
If you are losing Group Benefits Coverage, you may be eligible for a Conversion Plan without medical questions. These plans are available typically within 60 days of losing Group Coverage, and can provide coverage for pre-existing conditions.
Health Spending Accounts
Business Owners or Executives looking for an alternative to traditional plans, or to supplement their existing coverage, may be able to consider a Health Spending Account (HSA). An HSA is an account that is established to pay for medical and dental expenses for you and your family members.