Complete Health and Wellness Plan
The SC Gig Complete Plan is a robust health and dental package that provides you and your family with valuable coverage, offering the key elements of a traditional Employee Benefit Plan to a segment that traditionally had limited available options. Enjoy a bundle of wellness tools and resources that help you and your family take control of your mental & physical health.
Access to comprehensive package that includes all the benefits including many wellness benefits and pricing of traditional Group Benefits made available to self employed individuals who are not eligible for traditional employee benefits plans.
Below are the coverage details and features of this exclusive benefit program.
Details of SC Gig Complete Plan
- Eligible to sole proprietors, freelancers, incorporated companies and other self employed individuals working at least 20 hours per week
- Wellness Bundle included - mental and health counselling, telemedicine, fitness and nutrition plans, legal advice, and much more!
- All levels of coverage available immediately
Coverage Details
GOLD | SILVER | BRONZE | |
---|---|---|---|
Health & Wellness | |||
Prescription Drugs (Pay Direct Drug Card) |
90% Coverage - up to $5k per family per year (100% at PocketPills Pharmacy) |
80% Coverage - up to $5k per family per year (90% at PocketPills Pharmacy) |
80% Coverage - up to $2.5k per family per year (90% at PocketPills Pharmacy) |
High-Cost Drugs (24 month pre-existing condition clause applies) |
Catastrophic drug coverage from $5k up to $1M per family member per year ($50k of biologic drugs limited to lowest cost biosimilar) |
||
Complete Wellness | Unlimited mental and health counselling, telemedicine, fitness and nutrition plans, legal advice, and much more! | ||
Professional Services+-
|
100% coverage - up to $750 per practitioner category per family member per year, up to $2k per family combined |
80% coverage - up to $500 per practitioner category per family member per year, up to $1.5k per family combined |
80% coverage - up to $300 per practitioner category per family member per year, up to $900 per family combined |
Vision | 100% coverage up to $200 every 24 months, per family member per year | Not included | |
Semi-Private Hospital Room | $100% coverage up to 14 days per stay | $100% coverage up to 14 days per stay | $100% coverage up to 7 days per stay |
Dental | |||
Basic Services (chekups, x-rays, fillings, oral surgery, endodontics/periodontics, 8 units of scaling) |
100% coverage up to $1.5k per family member per year | 80% coverage up to $1.5k per family member per year | 80% coverage up to $750 per family member per year |
Major Services and Orthodontics (crowns, bridges, dentures, braces) |
Not Included | Not Included | Not Included |
Frequency of Check-Ups | Every 6 months | Every 6 months | Every 9 months |
Included in All Tiers
Travel | |||
---|---|---|---|
90 Day Out-Of-Province/Country Coverage | 100% - up to $5M (Emergency Medical Services for unforseen accidents and illnesses) | ||
Medical | |||
Supplies & Equipment | Included up to plan maximums and coinsurance as outlined in the plan booklet and/or reasonable & customary limits as per the insurer | ||
Medical Cannabis | $1.5k per family member for approved treatments | * Plan termination age 75 or earlier retirement |
Monthly Premiums
Ontario
GOLD | SILVER | BRONZE | |
---|---|---|---|
Single | $275.43 | $227.88 | $209.83 |
Couple | $524.76 | $429.18 | $393.69 |
Family | $669.26 | $540.62 | $482.44 | * Stated Premiums do not include applicable Provincial Sales Tax (8%) and renew every June 1st |
The Wellness Bundle
BENEFIT | COVERAGE |
---|---|
CloudMD Kii - Employee Assistance Plan (EAP) | 24/7 access to confidential counselling to support you and your dependents with financial struggles, legal concerns, relationship challenges and more. Includes access to addiction support, life coaching, mindfulness, child/eldercare services, and more |
Phzio MSK360 | Unlmited virtual pain consultations, conditioning plans and ergonomic assessments with Athletic Therapists. Custom programs, including a Yearly Physical Assessment, video-based therapeutic content and conditioning programs |
My Friendly Lawyer | Legal advice line with qualified Canadian lawyers handling multiple specializations |
Virtual Care & Mental Health | Unlimited access to telemedicine (medical advice, treatment, diagnosis, prescriptions, and referrals.) Includes ongoing long-term Mental Health support, coaching, Cognitive Behavioural Therapy, and more |
LifeSpeak | Expert-led mental health and wellbeing education platform with Ask the Expert web chats, blogs, videos and podcasts |
RxFood | Innovative nutrition app optimizes food for health by aligning your individual data with specific goals. Detailed reports and guidance serve real life, targeted issues including diabetes and overall wellness |
LIFT Session | Industry-leading virtual fitness support program with unlimited on-demand home workout videos and live sessions |
The Solid Ground Method | Personal development program helps you live life on your terms while gaining more life and job satisfaction. Learn how to reduce stress, improve energy and time management, and achieve work-life balance |
ALAViDA | Virtual substance use support with early intervention that helps keep employees at work. Board-certified substance use disorder physicians, mental health support, self-assessments, 24/7 resources, and more personalized care Virtual rehabilitation available; fees apply |
Fine Print - Eligibility
- All participating members must have valid Provincial Health Insurance coverage
- Plan changes can occur once every year on June 1 where members can move up or down one level
- No medical questions
Recommended Articles
Life Insurance – Understanding your Options
Life insurance can be a complicated and often misunderstood product when not explained properly. Below is a brief...
Read MoreByond – An Innovative Approach to your Health Care
We are extremely excited to announce a new health resource available exclusively to SC Insurance clients. Byond is...
Read MoreCritical Illness Insurance For Business Owners
Running a business is a labour of love, and a tremendous amount of work. Without proper protection, all...
Read More