If you have applied for new insurance, a medical exam may be required. Most exams usually take approximately 30 minutes, and can be completed at your convenience in your home, office at a medical clinic. We will let you know what testing is required, and a Nurse or Doctor will contact you to schedule the appointment. If the person contacting you cannot accommodate your requested schedule, please DO NOT book with them, and let us know so we can find someone else who can work with your schedule.
We always suggest booking your appointment in the morning, which makes it easier to fast, and also typically is when our results are at their best. Below are some tips to help you look your best.
The Basics
- Be well rested
- Avoid heavy exercise 24 hours before any exam
- Avoid alcoholic beverages for 24-48 hours, if possible.
- Try to avoid or minimize caffeine, or excessively fatty or fried foods 24 hours prior.
- If they will be doing blood work: wear short sleeves, or sleeves that can easily be rolled up. If possible, fast for 12 hours, with the exception of drinking water.
- Refrain from using non-prescription and herbal supplements or non-prescribed medications for at least 24 hours.
- Prescription medications may be continued as prescribed. Be sure to provide any prescription medication details to the nurse.
IF YOU ARE FEELING ILL, SUFFERING FROM NEW PAINS OR SYMPTOMS, OR ARE UNDER SEVERE STRESS ON EXAM DAY, YOU SHOULD RESCHEDULE YOUR APPOINTMENT.
Your appointment may also include a Paramedical Exam.
This is an interview with where the practitioner will gather information about your medical history, and typically includes obtaining your height, weight, and blood pressure. Try to prepare details of any Doctors or Clinics visited, medical consultations, tests, follow-up appointments and results where possible.
Next Steps
The results of your exam are sent to a laboratory, with the details then sent to the insurance company, where an underwriter will review them along with the information on your initial application. If you would like to have the results of any testing for your records, please let us know. We will have the insurance company share their findings with your Doctor.
