The Hidden Benefits of Corporate Owned Life Insurance: The Corporate Estate BondAre you an incorporated business owner with retained earnings trapped inside your corporation? With the recent announcement about increased taxes on Capital Gains, you are likely more concerned than ever about how to extract these funds without surrendering even more to the CRA. The […]
Read More… from New Tax Increases: Planning Secrets for Business Owners
Life insurance can be a complicated and often misunderstood product when not explained properly. Below is a brief summary of the 2 types of life insurance, Term Insurance & Permanent Insurance, along with some examples of how they might fit into some common situations. Understanding the differences between the two types of insurance is critical […]
Many of our clients are reaching a new phase in their lives where they are thinking about their own estate plans. The reality is that many of us will live as long in retirement as we’ve spent in our working lives. Even for those considering semi-retirement, this can have a direct impact on your retirement […]
Read More… from Your Estate Plan: Creating a Legacy, While Preserving Your Wealth
For most, purchasing a home is the most significant financial decision you ever make. With house prices on the rise, and interest rates finally coming down again, more and more Canadians continue to have and take on record amounts of debt. Buyers are often preoccupied with the new home purchase when being asked if they […]
WHICH COVERAGE IS RIGHT FOR YOU? A great career, a happy family, a beautiful home — everything you’ve worked so hard to achieve, as well as your ability to enjoy it, depends upon your health. Despite the many measures you may take to ensure your wellness, life can be unpredictable. Recent statistics from Canadian Cancer […]
A New Approach to Life Insurance Do you live a healthy, active lifestyle? Shouldn’t your life insurance premiums reflect your efforts to lead a healthier life? As a society we have more information than ever available on how to remain healthy and active well into what we traditionally called “old age”. The health and benefits […]
