The Gig Benefit Plan

A Benefit Solution for Self Employed Individuals

The SC Gig Plan is a one-of-a-kind solution that provides you and your family with valuable coverage, offering the key elements of a traditional Employee Benefit Plan to a segment that traditionally had limited available options.

Access to comprehensive package that includes all the benefits and pricing of traditional Group Benefits made available to self employed individuals who are not eligible for traditional employee benefits plans.

Below are the coverage details of this exclusive benefit program.

Details of Gig Plan

Gig Benefit Plan Coverage Options

GOLD SILVER BRONZE
Extended Healthcare
Co-insurance - Deductible 100% - No deductible 90% - No deductible 80% - No deductible
Overall Plan Maximum Unlimited in Canada Unlimited in Canada Unlimited in Canada
Travel - 60 day Out-of-Province/Country 100% up to $5M per incident 100% up to $5M per incident 100% up to $5M per incident
Prescription Drugs 100% coverage, up to $5K per year 90% coverage, up to $5K per year 80% coverage, up to $5K per year
Hospital Coverage Semi-private room 14 days per stay Semi-private room 14 days per stay Semi-private room 7 days per stay
Vision Care per family member $200 every 24 months $200 every 24 months Nil
Eye Exams per family member $75 every 24 months $75 every 24 months $75 every 24 months
  • Chiropractor
  • Chiropodist or Podiatrist
  • Registered Massage Therapist
  • Naturopath
  • Osteopath
  • Physiotherapist
  • Psychologist
  • Speech Therapist
  • Acupuncturist
$500 per practitioner per year (per family member) $300 per practitioner per year (per family member) Nil
Orthopedic shoes/Orthotics $300 per year $300 per year $300 per year
Hearing Aids $500 every 5 years $500 every 5 years $500 every 5 years
Ambulance Included Included Included
Medical Supplies and Equipment Included up to reasonable & customary charges Included up to reasonable & customary charges Included up to reasonable & customary charges
Dental Care
Coinsurance - Deductible 100% - Basic & Restorative
50% Major & Orthodontics
90% - Basic & Restorative Option - Yes / No (Copper)
80% - Basic & Restorative
Overall Plan Maximum $1,500 Combined Basic & Major
$1,500 Lifetime Orthodontics
$1,500 per family member $1,000 per family member
Frequency of Check-Ups 6 months 6 months 9 months
Units of Scaling (15 min cleaning) 8 units 8 units 8 units
* Gold available in year 2 and beyond

Monthly Premiums

GOLD SILVER BRONZE COPPER
Single $169.10 $131.32 $103.58 $65.29
Couple $338.21 $262.69 $207.18 $130.59
Family $442.86 $345.60 $264.89 $150.63
* Stated Premiums do not include applicable Provincial Sales Tax (8%) and renew every December

Optional Coverage